From the Nexus Mutual blog post regarding the CREAM v1 hack:
If impacted members submit claims and those claims are approved through Claims Assessment, the mutual can provide a payout to impacted cover holders. If cover holders are reimbursed in the future for their loss after receiving a claim payment from the mutual, those members should provide the reimbursed funds back to the mutual. Any reimbursement to the mutual would be in good faith, as repayment cannot be enforced.
This seems to violate the principle of indemnity and allow the insured double recovery of their losses.
Would Nexus support working with governance in covered protocols to add a rule whereby blockchain records of payouts from Nexus are cross referenced with users eligible for reimbursement to ensure that funds are returned by the protocol to Nexus where the user has already been compensated?
Can members of the community just pitch in to get this done by approaching the other protocols through their governance or is there a more formal structure here?